when we are so engrossed in gambling, we can forget to stop the gambling activity, and it will take us longer to gamble. This is not good for our finances because we can use more money, whereas if it is savings, we will see our savings decrease a lot.
If gamblers have sold their goods to gamble, they will lose their goods because those who experience defeat will not be able to return the goods they sold. Moreover, borrowing money from other people will become a bigger problem because they have to pay back the borrowed money on time.
That's why we have to know when to stop gambling so as not to make everything a mess. With good self-control, we can prevent ourselves from losing our money because we will always be careful when spending money on gambling.
All three things you've mentioned, using savings, selling goods, and taking loans, are not supposed to be done by any gambler because these things will get you stuck in more problems apart from the gambling addiction that you might have.
It takes a lifetime for a person to have some savings so that they can use them when there is either an emergency or if they need to do something extremely important in their life. So, using savings for gambling should never be an option.
Talking about goods that one may sell to get funds for gambling, it depends on the property being sold, if it's something very important and expensive, never do it, I wouldn't even recommend selling cheap and unimportant properties but that isn't that big of a problem.
Finally, taking loans or borrowing money for gambling, it's a different matter that can escalate to a bigger problem if the loans aren't repaid on time and when you lose the money in gambling, you won't be able to repay the loan.