Not anyone, but something called addiction can force you to practice what you consciously dislike or wouldn't like for yourself, due to knowing the implicit negative consequences it will bring. Still, many people are doing what they dislike, because they have become slaves of addiction. That is why the self-exclusion feature was implemented at online casinos, so gamblers can freeze their accounts in sane moments they aren't being afflicted by temptations of addiction. However, by your report, it seems not every casinos are taking this feature seriously, as they are enforcing 90 days account activity before finally closing it.

In my opinion, that shouldn't be a requirement, because addictions may not take so long to manifest. In 90 days the damage an addicted gambler can do may be already huge, what means it's going to be harder to fix it. Self-exclusion should be available at any moment, despite how old our account is.