Another thing: Financial literacy is required. Make educated decisions, not just options. Making investments without knowing market dynamics, risk assessment, and financial planning is like walking a tightrope blindfolded. You think you're progressing but aren't. Before you preach personal choice and common sense, do you understand the economics? Are you repeating platitudes? Be smart, think critically, and you might succeed in this difficult economy
To succeed in a difficult economy is not easy because it always requires precise and intelligent thinking so that you can face all the existing dynamics. Whether it's market dynamics as you said, or other dynamics that exist in life because nowadays almost all jobs that involve money definitely require proper literacy and accompanied by smart thinking.
So true. Whatever our job, we must have the ability to manage finances. Starting from office workers, business people to freelancers, they must have the ability to manage finances, so that finances remain stable and do not disappear in the midst of an uncertain economy. Saving and investing are things that everyone must have to create financial freedom in the future.
To achieve all that, Financial Literacy is very important for everyone to have, this is also so that we are not easily deceived in financial matters such as investment fraud or various other financial related frauds.