Sometimes I begin to imagine instead of transferring my money into the bank to keep for a number of days or months before usage in form of savings that nothing will add up instead it remains stagnant or the bank charges me even more. Is it not better I save them on a stable coin such as the USDT which keeps appreciating in value daily?

Please what do you think? Will I end up losing my funds one day if I do so?
To me I feel it's another way to benefit the market without trading which is good for newbies to start with.

Please what's your opinion on this?