1. Yes, I am new here. I searched in google - "crypto loan" and found this site - is that my fault?
It's not your fault, but I don't believe this forum appeared into your first page, this forum isn't that popular.
I have a question now - Why aren't old people scammer? Just for understanding - is it 100% true that old people aren't scammer here?
There are old users who have a good reputation that could scam, but at least it decrease the rate of being scammed because they're risk their reputations. In your case, you didn't risking anything.Like everything is just so fishy around him, first he barges into the forum and creates a new account asking for a loan, which is that stupid to actually give him a loan, he is just wasting his time.
Most of all I just feel he is lieing about how he found this forum, normally if you don't use the right keywords your search results would not lead you here, I feel he is someone's alt trying to scam on this forum, besides no collateral and he has no good deal to even offer for the loan, and as just appeared out of no where, he could also disappear with the money 😄