Look, you can be old and rich or young an poor, but being old and poor is bad shit.
A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.
All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.
One of the things I've learnt from watching Andrew Tate interviews, there's a particular one he said when you're young and still in your youth is the right time for you to get up, know what you want, be determined and make that money. It's better to wakeup and get rich while young than stressing ourselves in our old ages getting poor salaries from regular day jobs.
There are lots of mature and old people who got rich in their old ages but still live in a bit of regret as they wasted their youth on irrelevant things. The time is now while we're still youthful, we need to kick out laziness and procrastination, put in hard work and efforts to get rich in our young days so that by the time we are old we get to live a more relaxed life and not be broke.
Of course everything is a process, but we need to follow that process with determination and strong will in order to succeed.