Without balance, trying to make yourself save a lot will lead you to poor productivity, which may mean losing your job and starting from scratch. Life is not rosy, but it is not completely cruel. If you have income, and according to your living situation and the economy of your country, make 70% of it for your personal expenses, whether it is housing, food, or Entertainment or anything else and try to invest at least 30% of your income. Make that investment in high-risk assets, low-risk assets and Bitcoin.