My dear you have just said it all, that some people are the cause of their downfall and not the government nor the economy of the country, like the example you just narrated to us about the man in the bar,alot of people are doing that,in their home they are dying of hunger but outside they are answering names like money stop nonsense,ubanaese okwu one, omereora one,but in his home they barely feel three square meals in a day, some may not even give to his family a feeding money at all,alot of people have sold the only land they inherite and use the money to lodge in hotel and when it finally finished he or she will now come back home and start saying that it's their step brothers or sisters who is after them or the witches in their community are destroying their destiny, meanwhile they are the cause of their downfall, a lot of people have eaten billions of dollars or naira instead of investment,..
Alot of people are jobless,they don't have anything doing meanwhile your mate are out learning trade,some are okada drivers,some are conductor,bus drivers, and you are there doing nothing, waiting for the government to start sharing money every month for the youth , that is the only thing you always hope for, because you always say that you didn't come to this world to suffer that you only come to enjoy, and you forgotten about the provab that says suffer before pleasure,..
A lot of people are poor today because of laziness and pride,i know that some are been caused by the government but some people are the architect of their downfall...