We should not wait because that is why people who have ideas and are creative make money faster and they also consider how to earn. The consideration of risk does not have to be greater than the desire to get out of the comfort zone because if people are too afraid they will never be able to progress further.
There must be some kind of incentive that will move you forward, for me it was the desire to be free, financially. I understood that this is what I need, financial independence so that I can fully manage my time as I want, and I understand that for this I need to achieve a certain capital that will continue to work for me while I can continue do your own thing and not depend on anyone or any work.
The sooner we start moving towards achieving our goals, the sooner we will achieve them. There can be no excuses when it comes to our freedom, in my opinion, this is the most valuable thing a person has, and each of us must take care of this on our own.