Ok, and then how do you get the money out of your wallet? Just click on the "send" option and enter my exchange address and then withdraw?
Yes, one option is to send some coins to exchange, exchange there back to fiat and withdraw you your bank.
Or you can get a Bitcoin card - a VISA or Mastercard debit-like card that you can top up with bitcoin and spend in shops like any other card (of course, it's recommended to not keep that much bitcoin on such cards, the hardware wallet is much safer)