Saving our hard earned money have never been a bad idea, but their are certain things we need to consider before thinking of saving, such as inflation.
Inflation is truly the real enemy to every money that is being saved up, because when the time is right like a year time, when it should be used for it purpose, the value wouldn't be as how it actually was when you started saving it, but on the other hand, if we have been investing that money into Bitcoin, land or gold bit by bit, over the course of a year, the value of that your investment would have added additional value compared to our savings that will be eaten up by inflation.
So too me we should think of investing more of our money than saving it, so that inflation wouldn't eat it up.
There is a huge difference between investment and saving as you said, saving would only make the value of our money be smaller or the things that we could buy with it would be less in the future due to inflation.
The problem in investment is not everyone is cut out for it, they would just focus on the profit not considering the risk.
One of the biggest example that we could give is those who invested in crypto without proper knowledge, and those who would cry every time that the price drop down.
When investing your money you should always consider the risk not just the profit, most of the investor of crypto focus on the successful stories not knowing the road that they take to be successful isn't easy as we think.