I guess investing money for future is a must, at the same time, it should not be done at the cost of totally ruining the present life, it should be a balance, life is so unpredictable so like we need to save for emergencies as well, a planning for old age when we can have good amount of money we can spend on health and other necessities, and we should also spend during the present times to fulfill our needs and wants now as well but surely in a limit.