Hey,

I was in the team between 2019 and 2022.

Change achieved a lot of its promises but couldn't be a bank like stated in the ICO. It became a successful crypto broker platform, and later, they have added stocks, precious metals, CFDs and some others. I see it as a very succesful Robinhood clone for Europe. In that sense, they are doing great, I wish the best for the team.

On the other hand, about CAG, they couldn't keep their promises due to legal reasons. (It was like we want to be anarchists but our mothers did not let us to be. ) They needed to make a token swap, created a new token named CNG, which is not open to the blockchain. CNG was equity or equity-like structure for Change. Recently, they also killed CNG and give actual shares for CNG users on Funderbeam platform.

So, if you are still holding CAG, it is worthless right now. Until very last moment, even after token swap, even after Funderbeam shares available, CAG was marketted as "we will use it as a utility token" (it can be seen here: https://web.archive.org/web/20220330033405/https://www.changeinvest.com/investor), but they killed the token in last quarter review video, new CEO Marek said "there is no plan with CAG": https://www.youtube.com/watch?v=zhOYatr_Elg 24:04

Just know that, while I was in the team, I did everything to push any development related to CAG. Every time they ask to team "what should we build next", I always kept replying "something related with CAG, we have a promise to complete".

Don't get me wrong, I really trust them. It is what it is. Legally or financially or maybe business-wise, it wasn't possible to make CAG to the moon.

I keep my CAGs as memory of good old days.