Throughout my whole life I have always thought that if you "vouch" for someone, then you are telling people that you trust that person. You also agree to take responsibility for that persons actions.
In
my proxyban topic, a "vouch" basically means: "I think this guy is not a shitposting spammer".
Now to my question. If you "vouch" for someone that they are trustworthy and they take a loan, is the person who vouched putting their reputation on the line? If you didn't trust a person to repay, why would you "vouch" for them?
In Dutch, that would be "garant staan", which Google Translate turns into "guarantee". "Vouch" is "instaan" in Dutch, which boils down to the same thing. I looked up the Dutch meaning to see if there would be subtle differences.
So I think you're right: vouching for someone means it becomes your personal obligation to make sure whatever he does gets paid. But I also think it's being
used lightly online.
That being said, I would never vouch for anyone

Money can destroy friendships and family parties. I'd vouch for my kids though, if they fuck up I'm liable anyway.
if you trust the person, why you didn't lend your money? I feel like if you didn't want to lend your money, it means you're not completely trust the person.
Good point. Who would vouch for me if I take a $1000 loan? It's pointless: if you'd vouch for me, you could just as well give me the loan yourself.