Nigeria in recent times has recorded unprecedented security challenges such as Boko Haram Terrorists (BHTs) attacks, militancy, armed robbery, banditry, kidnapping for ransom, Fulani-Herders farmers clashes, cultism among other social vices could all this current social vices be attributed to difficulty caused by having too little money or too few resources by the federal  government .
The current economic issues   in most areas of Nigeria, state capacity is low, service delivery is limited, and insecurity and violence are widespread. Wide infrastructure gaps constrain access to electricity and hinder the domestic economic integration that would allow the country to leverage its large market size.

My question now is what exactly sponsors the untold hardship in the life of an average Nigerian

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The entire world is going through so many problems, it is not peculiar to Nigeria. However, Nigeria's problem is compounded by the activities of terrorists and other criminals. Until Nigeria settles its insecurity problems it will keep going through economic problems. Farmers have been chesed out of farms by killer herders and terrorists which has led to food insecurity. Because of insecurity, many multinationals have been forced to move their investment to other African countries. Most expatriates have been kidnapped and these companies have been forced to pay ransom. New investors are not attracted to the country anymore because of insecurity. This has led to a drop in tax revenue and unemployment. There are also reports that these insecurities are sponsored by some greedy politicians financially benefiting from the security crisis. Nigeria has the resources to surmount its problems if they have the right leadership.