Now to my question. If you "vouch" for someone that they are trustworthy and they take a loan, is the person who vouched putting their reputation on the line? If you didn't trust a person to repay, why would you "vouch" for them?
Yes they are are putting their reputation on the line, but they cant be responsible for everything that happens with person they vouched for.
I cant guarantee that someone wont run away with money if they have some emergency, or that something could happen to them in real life and they never return to forum.
Better think good before vouching for anyone you consider to be your virtual friend.