Thank you for your response. Have you personally used any of these services? Are they completely secure?
Only agoradesk since robo and bisq had no volume for my locale when I tried them but they're all reputable exchanges in bitcointalk especially those scored 9-10.
This website has a through review of them, see:
https://www.athena-alpha.com/p2p-crypto-exchange/You can also search each of their ANN thread on bitcointalk through ninjastic.space/search
Does the money transfer directly from the sender's bank account to my bank account?
Yeah, because it's p2p, you're trading with the user and not the exchange. Be careful of mind tricks though, ofc there will be scammers as well.