Right now it's pointless for regular people to buy BTC IMO. It's very expensive, an opportunity to buy it cheaper might come. I stopped buying it when it crossed $40k.
If you think this is the best decision for you to make at this point then good for you because no one can predict the future of the market. The best time to buy Bitcoin is when the price of Bitcoin is very low, and right now the price of Bitcoin has really increase to higher amount , it is important for people to understand the market and not to rush into the market to buy because buy Bitcoin because of the price of Bitcoin is increasing. This time people should apply buying bitcoin with amount one can afford to loss and not to enter the market with Greed to make big profit because of the price of bitcoin is increasing .