I made a thread here on the board on how my end-of-the-year Christmas bonus payment was used to buy Bitcoin instead of spending to buy new clothes as my friends and colleagues did back then.
Now I am profiting from my Bitcoin investments then and one of my colleagues is now in dear need of financial help, he needs some help, not life-threatening but money, and now I am not ready to loan him any money as long as it affects my overall Bitcoin holdings.
This is a situation that requires you to think deeply before taking action that will not benefit you or will regret you’ve taken it later on. It is not ideal not to have an investment in bitcoin when you know you can and have the means to do so. You have just sacrificed a monumental time in your life to celebrate in luxury with others during festive period but decided to put that investment in bitcoin, that was so brilliant of you. Your friend in need of money might not have done same if he was in your situation but that does not neglect the fact that you can’t lend him the money and also for you not to fall short of your investment after all this years you’ve waited patiently for it to grow to this stage it is now.
One thing I am going to tell you is do not lend out money you cannot giveaway to someone at this particular period, it will sometimes end in somehow.
Now if your friend needs help and you think the help is worthy of your help and at as same time you don’t want to loose your precious bitcoin, then there is one way out which is treating bitcoin as a currency it self. What I menace is lend your friend bitcoin instead of fiat. If your friend needs a $100 then send him Bitcoin equivalent like 0.0015 bitcoin and ask him to pay that bitcoin back rather than the fiat value ($100), that way you still have your bitcoin intact
This should be the best idea I have seen so far as regard to the question asked by the OP. 1 BTC will always be 1 BTC as long as you don’t touch it or spend it for something else. The value of 1BTC today will always be the value of it in few years to come as long as you hold on to they your BTC. Due to the volatility nature of bitcoin, it is better you lend him bitcoin as a currency and he should pay back as bitcoin too as a currency. With this idea, the OP won’t lose anything from his savings he has accumulated so far. I hope he makes the right choice about it.