If I had to choose, I would also definitely avoid Meme Coin because I would not bet my money on it, especially with such a large amount. I prefer to put 60% in ethereum and 30% Bnb and the rest can be channeled into other top 10 altcoins because if it's for the long term it's better for me to have old altcoins because if it's a new project I'm not sure whether they will last long or not
Investing in any coin at present can definitely reap benefits from here. Any coin that has seen a massive price increase at the moment includes Bitcoin, Ethereum Coins, unique Altcoins that have pumped all the coins that exist in the market at the moment.