No  my partner managed to lose more than 100000 usdt in sfx.

my thoughts on holding usdt are it is supposed to be 75% backed by US t-bills

so why trust usdt you may as well trust t-bills and cut out the middle man.

t-bills pay half assed interest but if it is a small amount of btc you cash.

10percent of your coins in your case seems okay. t-bills are pretty safe.

I have I bonds and silver and a lot less btc than you.

plus the home is paid off.