Well, things like this are what we have to think about, we also don't know whether our situation will be fine in the future or whether we are experiencing something difficult that requires us to face many bad situations, especially in terms of our finances. While our finances are still fine, this is an opportunity that we should not miss, because this is the most appropriate time to prepare for a better future.
Sometimes we only realize this after we encounter difficulties, in the end we will feel regret because we were not able to take advantage of a very good situation that we have faced. Don't let this become our biggest regret in the future.
Of course our lives will not be fine, although of course everyone hopes that everything will be fine, but it is possible that bad things could happen, because of course disasters come unexpectedly. therefore no one knows what the future will be like, we can only hope for the best and plan and do the best. Therefore we have to do our best, including saving for the future and just in case. However, many young people still ignore this, they tend not to care about this.
I agree with you, if we have good or stable finances then we should be able to make the best use of it, such as saving or investing for our own future. After all, our own future is in our hands, it depends on us to do it, if we try our best then maybe the future will be good, but if we don't do our best then a bad future will happen and of course everyone will not want that. What you say is true, when you experience a problem you will realize and regret it, I think this happens to many young people today.