Having savings will of course really help us in facing difficult times in terms of finances and also be a preparation for a good future and by saving we will be able to prepare ourselves if we really want to make even more profitable investments, but when we realize that by Saving really helps us in meeting emergency needs, so it would be better for us to use some of the savings we have to invest because no matter how much savings we save, when inflation occurs, the savings we save will decrease in value when we spend the savings we have.
We must have both to fulfill the aspects of proper financial management, savings and investment are the main things that everyone must have to avoid financial emergencies, I share a comparison of 60% for investment and 40% for savings even though the impact of savings is very influential on inflation because we don't maybe convert investments if I need emergency finances, if you have a higher fixed income then you can increase the allocation for investment, but I suggest you should share several types of investments including crypto, gold and property investments, because investments with the value of gold and property can avoid impact of inflation and provide guaranteed profits for the long term.