First, the gambling of 5%-10% of our monthly earnings is subjective, even though it's reasonable, it is not such that can be done by many as it is too gross to believe that a certain percentage of your monthly earnings "must" go into gambling. This looks compulsive and it's so outrageous as far as I am concerned. It all depends on how we earn our living, the commitment we have at that time of earning and our affinity to risk in gambling. This is why it could be so odd for some people to use that percentage of their money to gamble but would rather have a better plan/style towards it than be so proportionate as you take it. I take myself as an example, I just deposit into my gambling account depending on my random plan according to the money I can spare from gambling at that time. It has nothing to do with the percentage of earnings but a certain amount I randomise that will not hurt me if I lose. Mine looks like a plan to me, a plan that is not compulsive.

However, regarding your query;

1. Agreed! This is a very good point and it differentiates gamblers who are calculative and budgetary from the opposite ones. Our money management is crucial in gambling.

2. I'm indifferent about this. It all depends on the plan of the gamblers and it must not necessarily mean equal parts. Although I do the equal parts most, but at times, I bet based on my instincts and the chance of winning and losing. For this, I may decrease the risk or increase it a bit.

3. Disagreed! It still depends on the plan and budget of the gambler. I might want to play casino for fun and plan to risk $20 to be betted 20 times. This means that I will be risking just $1 per bet which makes your point not accurate. Betting all your money at once could be risky and boring.

4. I'm indifferent here as well. I bet on purpose, and if there are purposes and good reasons for me to bet consistently daily, why not? I shouldn't be scared of betting once I have reasonable games to bet on.