I agree with you. But we cannot invest without doing research first. Investing means putting your money in a business or item that can increase your money. But you can also risk experiencing losses if the business you invest in fails and your money is lost. Savings can protect your money, but it doesn't protect the value of your money. And investing can double your money but you need to do research before investing.
Whether it's an investment, business or savings, the only difference is the risk. Investing has a big risk but the profits obtained are commensurate with the risk, while saving has a small risk but cannot save the value from inflation. The point is, if you have a lot of money, don't save it in the bank but use that money for assets such as land, gold, property and bitcoin. The value of money by the same amount will fall in the next few years, while the value of gold, land and bitcoin will always rise every year.
You could say that money is actually just a medium of exchange, so if you have a lot of money, make it more productive, and manage your finances well so that the money we earn can become a money-making machine in the future. because saving, let alone saving in the bank, will definitely reduce in value because just sitting around makes money unproductive. I save some money in the bank just for smooth transfers when I can't with cash, that's all.