Inflation is taking a large chunk of money from savings. Nowadays, it is difficult for many people to manage their expenses. For an average earner, having an alternate source of income is very important for survival. People are using one earning source for paying bills and groceries and another for future expenses. Limit your expenses, try to save for the rainy days, and have some budgeting and money management implementation. You should also try to invest some of your money into stocks, bitcoin or gold for the future.  Do not compare your lifestyle with any other person because the person might be more in debt than you.