It's not always easy to make the right decisions. Are you a gambler? If you're offered 1 btc without playing or 5 btc by playing (with a chance of 2 to 1). What do you do?
The answer to your question is actually very easy. If a gambler is not an addict, I am sure that they will choose to take 1 bitcoin even if they don't gamble anymore, because, of course, in their minds, that is money for sure.
Let's assume that it's really true. I'm going to take 1 bitcoin, and I'm going to take out half of it right away and change it to our fiat, then I'm going to hold the remaining 0.5 bitcoin and wait for it to go x3 or x4. I'm okay with that.