There is likely going to be variance with pensioners, and part of the presumption is that any kind of pension is usually not going to keep up with the cost of living, so some pensioners might have other sources of income and other pensioners might ONLY have the pension as their main source of income. So early in their pension time, their pension may be covering all of their needs and they might have extra that they are able to invest, and perhaps investing in something like bitcoin could help to off-set their pension payouts so that if a pensioner might invest in Bitcoin for 4-10 years or longer, then at some point he might start to draw from his bitcoin investment and the amount that is drawn would then supplement his pension income when the pension might no longer have as much purchasing power as it used to have in its earlier years.
one of the reasons why it will be deficult to talk about investing with proceeds of pension is that the amount paid for pension is usually small and during those period, the person receiving the pension is normally out of work and would in most cases not have an alternative means of income except he has probably made investment while he was still in active service.
Things like pension are not very reliable sources of investment and from the persons age he should be quite old and retired if he is living off pension, so investing in bitcoin to reach a fuck you status should be around 1 bitcoin or 4 bitcoin for him(
just assuming), which should be almost 300k$ and yeah considering his age he wouldn't have enough time to invest, so let's say he has 4-5 years to get to this fuck you status of 4 bitcoin then we should be talking about an average of 1.4k invested weekly for 206 weeks and yeah bit woudl do it's usually of having ups and down, but if he is only relying on pension to get to this fuck you status that would be realistic, cause I've heard that sometimes pension pays can be delayed, and apart from that we can't expect him to invest so much in bitcoin at that age cause he might be considering his health and well being which might already be eating off a major part of his pension. So your damn right.
What would have worked well for most public workers is that the amount that's taken out of their monthly salary for the purpose of pension would have probably been invested into an asset at least five years to thier retirement and they will be allowed to take it out at the time of their retirement.
This isn't a bad Idea but you can't be relying on the government to make good decisions for you concerning your future, I think a more better situation would have been to start
Investing in bitcoin earlier with the DCA method even if it's only small amounts of allocation to it and that would stack up over the years, even better to become fully responsible for their retirement by going all out to invest in bitcoin and preparing for the retirement themselves.
Most countries like mine has a routine of taking 8% of yyour monthly income which will accumulate to what you will receive as pension after retirement, it's mostly calculated before you receive your monthly pay and the rest comes in as your salary. If you work for an average of 30 years, then imagine if that 8% of your income was actually invested into an asset instead of lucking them up to be paid in installments at the point of your retirement. This goes to show the value of the knowledge we have now with respect to investing using the DCA strategy. What they where doing is basically saving in fiat using the DCA strategy but because fiat is subject to inflation and don't really gain value after all the years of saving, the value of the amount that's being paid as pension end up not good enough to sustaining most retired people and some that should have been enjoying thier retirement benefit and would have reached the fuk you stage would find themselves in a position of thinking about making investment at an old age.
I still stand on my ground that it would be better to take this action yourself than rely on government to think in terms of what woidl be better for you or not, anyone that has been working for over 20 years and let's say with an income of 5000$ and decides to remove a little percentage of this as 5% which would be about 250$ to invest in bitcoin through DCA method on a weekly interval which would be a total of 25% monthly invested I bitcoin would be on a much better track than and has a better chance of a good retirement than any pension salary, okay let's imagine that the government didn't take any amount from their salary and pension became optional, I still doubt that many would still consider bitcoin even as the best over the pension, so yeah this decision to invest in bitcoin would be a self decision.