Based on the statement from OP, he isn't financially stable, and he is very concerned about the income he is holding for his life. In such a situation, his wife isn't understanding him. This shouldn't happen, because he has been doing all this for the betterment of his family and not for his own. She should understand what he's trying to convey. When we're much into the crypto market, we should also know that market changes could happen anytime in any direction. Keeping that in mind, he should spend a little on pleasure, because if he ignores the anniversary celebration a few times, citing the market, then she might feel bad. Things need to be done in a way that shouldn't affect both their plans and expectations.