It is not as hard as you are wanting to make it out to be.
Just get started.. $10 per week or whatever you can afford, and then look at the matter 10 years from now and see where you are at.
It can not be said hard to start, invest, or afford. I can say stay with "regularity or continue" then 10th years or something. The real problem arises when someone stops investing after a few months.
it's not always an easy thing to start up investing and sometimes people wile away a good amount of time trying to figure out when best to start buying. the best thing you can do for yourself is to first start and along the line you will see how things goes for yourself.
Maybe your first few months into your accumulation might not follow the best order and you might probably not buy at the best rate or with the right amount but the reality is that you learn more by doing rather than wishing or making multiple plans that end up not being executed. Like boss JJG rightly said, it's not a complex thing as some people are taking it, you just have to start somewhere even though it's as low as $10 or $100 depending on what's convenient for you. Thier is this feeling that's associated with seeing real result which will help you accumulate more. As long as you've started already, thier is a high probability that you will likely accumulate more but if you're yet to start, then it's almost certain that you will have to wait much longer thierby putting yourself in a position where you will possibly buy at a higher price than you should have bought it if you hard started earlier.