The cost of things has gone up so much so that it's glaring. Imagine paying 5-12$ for an average meal you could get before for 3$. The jump cost is extremely high. Cooking a meal at home can cost you the same amount you would spend on eating in a restaurant. Funny enough people still afford all these things without complaining. My anger is that we make money to spend it all into our normal life expenses. It's difficult now to save or invest unless you part of the rich people in society. An average man has to just eat, pay bills, and survive.
Average people could still invest or save it all comes to their ability, if they are comfortable with living just like that then it is their problem.
We could always find a way to earn extra if we want, some people take extra job just to earn more or be successful in the future, so there is no excuse for an average people not to have a savings or investment.