Damn, I already forgot that such service exists, I haven't hear anything about them for so long time. Last post in this topic was made in 2018 or 6 years ago - I kinda doubt that we have many active Xapo users here. In past it was custodial wallet popular among faucet users, but in general as I remember there was no any important reasons why someone would have to use Xapo instead of other Bitcoin wallet.
Now I see that Xapo turned into Bitcoin bank and users of it have to pay $14,99 monthly fee. Not cheap at all, wondering what users are gettimg for such money.