It's more important to prevent before anything bad happens to them so the key is that hardware wallets will be much safer especially for the long term so it's better to spend $69 on Trezor than risking so many assets on software wallets.
For daily activities then with Trustwallet alone it is enough and now I prefer to metamask for PC on mobile OKX web3, actually the same function but the important thing is not to be careless because when you fail to undergo security on your assets then it can be lost.
$69 for a security is very cheap especially since the assets I own are even more than the price of the hardware wallet I own. if someone doesn't use a wallet with guaranteed security, they only take refuge in security that is quite vulnerable such as trustwallet. and it also depends on who the user is, because hardware wallets also require vigilance and security in storing the seed phrase so that it cannot be accessed by anyone and it is very important to maintain it properly.