In this recent economy we have witnessed some hardships financially and many other aspects now coming to say there is no money in the bank how possible is that can you imagine saying the river has no water? We are in the new year now huge sum of money have been signed by the government for projects but in a very short time they suddenly come out to say the country is running out of funds the country needs to borrow money from other countries the money signed in your own country where are they what is the duty of the bank in your country imagine a bank giving you the maximum amount you as a the account owner can withdraw from your own account sometimes I just feel like the bank isn't a safe place any more.
Come to think of it what if someone has a very serious score to settle for example someone who has health issue and needs money urgently then you go to the bank and they tell you there is no money in the bank for now so where does the bank want people to save their money if the bank at some times can be this disappointing should we go back to the system as at the old days where you bury your money or put them in your ceiling for safety please it's no joke anymore banks should try to be reliable as to gain trust from customers because many people are not comfortable with this system
I don't know why you think banks seem to owe you something or that they are somehow a charity for whatever personal crisis that you may be undergoing. While I would never wish bad health on anyone and some countries have a diabolical standard of public healthcare, these banks are a business that has a duty to make money for its shareholders. Nobody is getting told "there is no money in the bank" as that's a stupid concept, unless you mean there is no money in someones individual bank account. Anyone who understands even the most simple facts about business and finance would not get as confused as you seem to be. If you want money, you generally have to work and accrue it that way, otherwise you might be out of luck if you cannot rely on government welfare.