Your idea has destroyed Satoshi's system, blockchain, and decentralization, and even the fees and costs you have set may make supporters of your idea go bankrupt in the future

Indeed, this is what the centralized exchange platforms are doing, but they are not as strict as your idea and its fees. These platforms contradict the fundamental concepts of creating Bitcoin, and we always warn newcomers not to deposit their funds with them. These exchanges are not wallets where the investor is the sole controller. Also, I do not find any valid reason for any investor to use an online bank to hold his assets in the long term. He can do this himself through decentralized wallets, cold wallets, etc., without exposing his documents and assets to risk through a third party, exposing his privacy, and incurring all these illogical costs. And he is subject to the policies and conditions of the bank that will be created. Even when withdrawing, you OP mentioned that they might withdraw within three months after submitting documents, making Zoom calls, etc., in addition to paying excessive fees. Please, forget these ideas and stop thinking about them again. You have caused me mental, security, and psychological concerns after reading your topic.