Thanks for the clarification, emergency funds are far much better to have in cash than I assets, you know I was only thinking that it was smart to save our emergency funds in asset but considering the potential risk that it could bring to our investment.
An emergency funds also known as a contingency fund is meant to be a financial safety net or cushion and not as an asset which should be readily available to be accessed when there is need for unforseen circumstances, it should be kept readily available to be use for it's true emergency and should be replenish as soon as possible.