a tx costs a few dollars so while not ideal for legal tender for everyday purchases, these larger payments are worth it due to how fast the payments are. Bank transfers take a preposterous length of time in current year.
Yes, its true that sometimes the fees of a bitcoin transaction are always exorbitant, but thats where the Bitcoin lighting network and inter-exchange transaction comes into play, because taking a look about how the Bitcoin adoption was been done in El Salvador whereby the
Salvadoran government went about launching a special Bitcoin custodial wallet app called “Chivo Wallet,” which was used to allow its citizen trade digital assets such as Bitcoins and US dollars (USD) without paying any transaction fees. if such method can be done in Lugano, it will literally go a long way saving people from th high transaction fees, most especially when the mempool is congested.