Yeah I think both the emergency funds and our bitcoin investment compliments each other, our emergency funds helps keep our investment safe and ensure we won't be dipping our hands into it, while our bitcoin investment compliments for the cash that would be sitting idea and not generating any income for us and even losing Value, so as long as we continue to invest and keep on buying bitcoin we don't have to worry much about the cash sitting idle cause if our portfolio does well, we would be getting rich.
we should not be too greedy to put all our money's to work just in the name of wanting a massive return in our investment. That we should set Aside some money for emergency funds, which purpose is to coverup some expenses, they may come expectedly or unexpectedly. So that we won't endup dipping our hands into our investment, when we haven't gotten far or hit our accumulation goal. We should have to focus on our accumulating and same time having some cash fir emergency funds in order have some smooth investment ( Bitcoin holding).