What do you think?
I believe if those people who still saved their money with banks or government owned bodies knew about these investment opportunities where you hodl and watch your money grow in the long run, they probably won't be on the idea of saving anymore. What I think is that they lack information about these investment ideas and for those who knows about them but still prefer to save their money may just be ignorant and unwise.
Most times, peoples wrong mentality and beliefs about these online Investments has created hindrance for many investment opportunities that has come their way which might have changed their lives for good. They feel and think that anything that has to do with online investment are scams so they prefer to just save their money in banks. Unfortunately, while they think their money are saved in banks, these banks loans our their money and make good profits off them annually and give them no interest in return. So it would be better to start making the right choices that may affect ones future positively.
I feel the same way too that they may probably lack information that their savings can actually be stored somewhere for investments with the potentialities of yielding them incomes.
Most of those categorized mentioned persons by the Op such as the teachers and the civil servants are ignorant to certain advanced developments due to their inability to adopt new technologies. They're usually felt unsafe within the society when it gets to do with the fianances. They're probably awkward to advancements or they're literally ignorant to explore with the system.