Not a write-off but BTC will always be their main competitor. Indirectly, the bank always tries to keep its customers on track, not move to other investment options. But, changes in behavior will certainly always exist, especially with the opportunities that are present now in the era of digitalization like today.

Well, for those who already know and know the great potential of BTC little by little the transition will occur where now we still see in traditional financial institutions a lot of costs incurred by customers, a small example I said if we lose the wallet at any time in which many securities following there is a bank ATM card then report to the bank to be blocked temporarily and after being found we report back will always be additional fees present following after Card blocking is re-enabled. troublesome of course.