Nicely outlined, all these listed are primarily the actual concept to follow, as we likely know life adheres to certain processes that should not be skipped unless we face repercussions. If I am to outline these 5 keys accordingly to preference, I would put Education and continuous learning as the first, as long no man is a bag of knowledge, we ought to crave to learning new things along the line it may be of good help, no knowledge learned is a waste.
Secondly, Financial literacy, when knowledge is acquired not just on educational sectors but in diverse aspects it helps eradicate wrong decisions making and mismanagement.
Thirdly, Strategic planning and goal setting, I believe this terms has been commonly used, he who fails to plan has already plan to fail. One thing is to plan and the other is to strictly adhere to the stated planning to achieve the actual goal.
These are the actual and most important before any follows, it is best we follow these patterns listed for a better outcome.
Thanks allot for the wonderful insights you shared, your preference to the 5 keys i outlined is valid, I never thought of it in this manner. Like they say "knowledge is power", so education is very very important, though some people are of the opinion that one can actually make wealth with out education and I also believe so, but will be limited to your level of knowledge.