retirees, especially those who have worked in government, will never be in a safe zone, especially as inflation comes unstoppable, therefore, every retiree needs to gain knowledge about managing money and investing money. 

one of the people closest to me is a government employee but he has started investing in property slowly, he said that in his old age, he doesn't want his life to be difficult, he wants to be in a safe zone and far from debt so he works hard while he is still working in government. 

those who are safe in the future are those who prepare all their needs before retirement or old age.