These two savings must be differentiated, because when we invest, of course we have to have emergency funds for needs that we cannot foresee and even before investing, we also have to have emergency funds because we never know for sure when we will need these funds. , in investing we really have to use funds that we can afford when the investment we carry out is not in accordance with the plans we have made and if we experience a loss then we can correct the mistakes we made and try again so that we can achieve the investment target we want.
Hmm That's a necessity. One shouldn't invest money that they can't keep busy for a very long time which means that if they face an emergency they might need the funds that they have invested which can cause issues for them if they have invested it in an asset from which they can't withdraw it so soon or they will lose money.
Refraining from owning luxury items in order to save and invest is certainly a smart choice and if we can do this of course we have prepared a good future in terms of finances and we will be able to enjoy these luxuries when we are successful in investing However, when we hold back our daily needs for investment needs, of course this is very stupid because everyone who works must be able to meet their daily needs and if there is still money left over they can of course use it to invest.
It's not possible for one to use money that is supposed to be used for their daily needs to have savings or make investments because daily needs are the priority for every person in the world and that is the basic reason why a person earns money in the first place.