I also agreed about this all but sadly this is not true for the all with in many countries we are having opportunities for the peoples to do things which are good for them and after doing things like these they can improve their lifestyle and also having better things for their life as well but in many developing countries we are not able to do things like these even we are doing all independently and having good profit as well here any mistake or sudden change of rules or policy can create problems for you, and you can lose your all life savings in minutes like we have in our country where in last few years things are going terrible wrong and peoples are also facing huge difficulties even we all know how can things can take changes but no one going to try on this way.
the mistake that poor people often make is that they don't want to learn and improve their lives, even though if they are able to increase their insight into financial literacy then they have good weapons to face unexpected things in the future.
All those good people who are very rich nowadays have the opportunity to lose their money in unexpected ways but why they can survive this far, it's all because they always update their horizons and also live a stable life
(not showing off and getting into debt) because of the problems they face, what many poor people experience is piling up debts and a hedonistic lifestyle.