I think if you're looking to be financially secure in the future, or have certain financial goals to hit, its a necessity. If you Don't have any particular financial goals to hit, its a want.
Personally, I think its a necessity and everyone should have certain financial goals.
It sounds like your firmly believe having some kind of financial goals , and continue to pursue them for achieving them, is essential for financial stability in life. this perspective aligns with opinion of many financial experts who emphasize the need to setting clear objectives and manage finance accordingly. the goals can rage from savings for emergencies , investment and ventures for personnel growth. this can provide direction and motivation, helping individuals to make informed decisions about their money.