It is a good list mindrust, but I hope nobody is going to use these things to save their money in there like it's some sort of bank.

That's actually the same problem we have with crypto exchanges... oh look there is Binance with another investment opportunity let's put our life savings in there.

Remember that these investment services can collapse and you don't want to be left holding the bag, so these platforms should only be used with money specifically allocated for the purpose of investing, which you are comfortable losing.