Are you strictly bent on it being credit card? If you aren’t, you can try other methods of buying like P2P which doesn’t charge you the percent like with your card. You can check Binance P2P (Binance accepts card payment BTW), or you can check other options from this topic
https://bitcointalk.org/index.php?topic=5471049.0Actually im from middle east, India my country has 12% premium above preev rate so p2p is out of question.
I will need to purchase from a foreign. Can do bank transfer or credit card with kyc whatever no problem.