Most Nigerians struggle financially in January because they spend more buying new clothes they already have, making more financial expenses on traveling, which some are not really relevant, over spending on food which is even more than a 6 mouth budget. instead of making plans on how to renew house rent store rent paying of school fees by January e.t.c
The young Nigerians are simply the ones living above their means and we know exactly where it will lead to. However the wise ones will sort out golden opportunities to explore for their well being and running smoothly. Nigerians have no composure when it comes to spending, always making huge difference and having absolutely everything to worry about. Nigerians have chosen to learn the hardway. They knew basically the essential purposes and needs to establish solid strategies in the system.