However, Bitcoin is still accessible to everyone, and anyone can accumulate it.
Bitcoin always been accessible since the first time release.

If you divide 21 million bitcoin by 8 billion people, there's enough bitcoin for each person to have 262500 satoshi'.
But millioner/ billioner are accounlate 30% of total btc amount so what happen the price if whole of the world aware about btc?
Where's the proof if the millionaires and billionaires hold 30% of total Bitcoin?
sum of all ETFs, countries, companies and DEFI is only 12% of total Bitcoin.
If you talk about
Richest Bitcoin address, most of them owned by centralized exchanges or entity, technically it's not their money because they only hold other people coins.