Think of savings as your financial safety net, ready to catch you if life throws a curveball your way—like unexpected medical costs or an emergency car repair. On the other hand, investing is like planting a fruit tree, where your money grows over time, ideally outpacing inflation and increasing your wealth
If the financial goal is long term and if you can wait a long time to realize the profit from the investment then your investment may be worth it. As it allows you to build wealth for your next generation over time it also provides a guaranteed income for you and your spouse in retirement.